BI-Fast: The Rapid and Affordable Transaction Revolution That Impresses the World

In today’s digital era where speed and efficiency are everything, Indonesia has much to be proud of in its financial innovations. One of the nation’s most remarkable breakthroughs comes from Bank Indonesia through BI-Fast, a real-time payment system that is now recognized as one of the fastest and most affordable transaction services in the world.

World-Class Low Cost

Governor of Bank Indonesia, Perry Warjiyo, emphasized that the BI-Fast service fee — Rp 2,500 per transaction — is among the lowest globally.
“When converted to dollars, it’s only around 25–30 cents per transaction. This is extremely affordable compared to similar systems in other countries,” Perry said during the Festival Ekonomi Keuangan Digital Indonesia & Indonesia Fintech Summit & Expo 2025 on Thursday (October 30, 2025).

Besides being affordable, BI-Fast also supports transactions of up to Rp 500,000 per transfer, making it an ideal solution for everyday retail needs across Indonesia.

Fast and 24/7 Availability

Beyond affordability, BI-Fast also excels in speed and reliability. The system operates 24 hours a day, 7 days a week, allowing users to send and receive money anytime, unrestricted by banking hours.
“Efficient, fast, and inclusive — those are the core strengths of BI-Fast,” Perry added.

Rapid Transaction Growth

According to the latest data from Bank Indonesia, in Q3 2025, retail transactions processed through BI-Fast reached 1.22 billion transactions, marking a 32.34% year-on-year growth (YoY).
The total value of transactions hit Rp 3,024 trillion.
Meanwhile, the large-value payment system BI-RTGS recorded 2.76 million transactions with a total value of Rp 56,422.87 trillion, reflecting a solid and efficient national payment ecosystem.

With its low cost, high speed, and around-the-clock service, BI-Fast is more than just a payment system — it’s a tangible step toward a more inclusive and competitive digital economy.
📲 Have you tried BI-Fast today? Experience the convenience of modern transactions powered by Bank Indonesia!

Innovations like BI-Fast prove that Indonesia is ready to compete on the global stage in financial digital transformation. With public support and cross-sector collaboration, this system will serve as a strong foundation for a future of efficient, secure, and sustainable digital finance.

Satra Sinar Abadi Group